Heritage Grove Credit Union is now offering First-Time Home-Buyer Savings Accounts to help members save for a future home purchase while providing Oregon state-tax savings. A home purchase in Oregon must be completed within 10 years of opening the account. To qualify, you must have not owned or purchased a single-family residence in the three years prior to the date of your first or next home purchase. For savings account questions, visit the Heritage Grove website, call 503-588-0211, 877-695-8321 or stop by the branch located at 631 Winter Street NE, Salem, OR 97301.

For tax questions, savings program guidelines and penalties, contact the Oregon Department of Revenue  or the IRS. Heritage Grove Credit Union is a Salem-based credit union serving anyone who lives, works, worships or attends school in Marion, Polk or Yamhill Counties.