Risk Management

Oregon REALTORS® provides risk-management education, business tools and services to reduce risk, increase profitability and keep members abreast of current issues affecting the real estate industry. Oregon REALTORS® also works on the members’ behalf with ethics education and Code enforcement to maintain and enhance REALTOR®professionalism.

Legal tools and services available to REALTOR® members include:

Legal Hotline
Offers subscribers direct access to an attorney who can provide information on real estate issues including disclosure, license law, contracts and offers.

Risk Management Toolkit
The toolkit is a reference guide intended to be a source of information about professional real estate practices in Oregon.

Buyer/Seller Advisories
A great resource for REALTORS® and their clients, it outlines responsibilities during a sales transaction, helping members to reduce their legal exposure.

Flood Insurance Toolkit
Learn all about changes to the National Flood Insurance Program that became effective September 2021.

DMCA Toolkit
Start protecting your online content with Oregon REALTORS® DMCA Toolkit. A simple solution to know what you need to know and what you need to do.

Code of Ethics Guidelines
Only REALTORS® pledge to abide by the Code of Ethics, and only REALTORS® are held accountable for their ethical behavior.

Risk Management FAQs


Why should I use a REALTOR®?

REALTORS® are committed to treat all parties to a transaction honestly and subscribe to a strict Code of Ethics. They are expected to maintain a higher level of knowledge of the process of buying and selling real estate. Read about the full benefit and value of using a REALTOR®.


How do I file a complaint against a REALTOR®?

If you feel a REALTOR® has violated the Code of Ethics, please go here to read about the grievance and ethics complaint process: https://oregonrealtors.org/protect/code-of-ethics-enforcement_disputes/


I have a legal real estate question. Who do I ask?

At this time, we do not offer legal advice to non-members. We only offer legal advice for Oregon REALTORS® and affiliate members enrolled in our Legal Hotline Program. Learn more here. 


What is the Legal Hotline?

The Oregon REALTORS® Legal Hotline provides subscribers the opportunity to ask real estate-related questions of an attorney specializing in real estate and contract law. Oregon REALTORS® can support member subscribers on a variety of topics including disclosure, license law, contracts and offers.


What is the cost of the Legal Hotline?

A one-year subscription is $125 (prorated for calendar year) and begins from time of sign-up.


How do I submit questions to the Legal Hotline?

The Legal Hotline is open to subscribers year-round, excluding weekends, holidays, and during the state and national conventions,  Monday-Friday from 9:00 a.m. – 12:00 p.m.

Call: (800) 633-9749

Email: [email protected]

You can email questions at any time. Questions will be answered within 24 hours.


Where do I sign up for the Legal Hotline?

Complete the online subscription here. If you have any questions, please contact us at 503-362-3645.